Joseph Cervinka
Wealth Advisor
Joseph Cervinka is the host of the popular radio show Retirement Wars!® on WRVA, where he brings clarity and confidence to listeners each week. With his engaging and accessible style, Joseph demystifies the retirement process and empowers his audience to make informed decisions about their financial futures. His educational approach has made him a trusted voice in retirement planning throughout the region.
As a seasoned financial adviser, Joseph specializes in helping individuals and families navigate the complexities of retirement planning. Witnessing firsthand the positive impact financial advisors can have on families, Joseph made the decision to join the family firm, bringing his passion for education and client advocacy to every aspect of his work.
Joseph specializes in a holistic approach to retirement planning, integrating financial, lifestyle, and legacy strategies tailored to the unique goals and needs of pre-retirees and retirees. His comprehensive planning process addresses everything from Social Security optimization and Medicare to income distribution strategies and tax-efficient planning. As a dually licensed fiduciary, he is passionate about always working in the best interest of his clients and is widely recognized for his client-first philosophy and deep commitment to transparency.
Whether through one-on-one advising, broadcasting on the airwaves, or leading in-person educational seminars, Joseph is driven by a mission to educate rather than sell.
Joseph lives in Powhatan, Virginia, with his five German shepherds: Baby, Oprah, Caesar, Bulvi, and Foxy. He is passionate about fitness—hiking and boxing are among his favorite activities—and enjoys fishing whenever he can find time.